IT Financial - Cut Taxes. Grow wealth

Most tech expats in Germany overpay taxes every single month.

Not because of bad luck — because no one told them how the system works. We do.

Your German wealth engine starts here

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  • Legally reduce your German tax burden – significantly

  • Invest strategically in real estate, ETFs, and tax-efficient assets

  • Get a personalized financial plan built for your expat situation

Specialized in expat finance

English-speaking advisors

No hidden fees

100% legal strategies

You earn well. But are you making the most of it?

As an IT professional in Germany, your income is strong. But without the right strategy, a large part of it disappears unnecessarily.

  • Without a strategy

    • You pay more taxes than you should

    • You’re unsure whether public or private health insurance is right

    • You have no clear investment strategy in Germany

    • German financial rules feel complex and overwhelming

Most IT expats face these challenges.
The difference is having a system that works for you.

Start Optimizing Now

Focused Expertise

  • Keep more of what you earn. Most IT expats miss out on legal tax-saving opportunities. We identify and implement strategies that reduce your tax burden significantly.

    • Identify hidden tax advantages

    • Turn your taxes into wealth

    • Tax optimized ETF Investments

  • Better coverage. Lower long-term costs. Choosing the wrong health insurance in Germany can cost you thousands over time. We help you make the right decision from day one.

    • Tailored private health insurance solutions

    • Transparent comparison of options

    • Long-term contribution strategy

  • Build wealth in Germany. Real estate is one of the most powerful tools to build long-term wealth in Germany – if done correctly. We guide you from strategy to execution.

    • Identify hidden tax advantages

    • Financing strategy included

    • Long-term wealth planning

What Our Clients Say

Real success stories from professionals who optimized their wealth with our strategies.

ProvenExpert Top Service Provider 2025 award badge, based on customer opinions from the last 12 monthsProvenExpert Top Service Provider 2026 award badge, based on customer opinions from the last 12 monthsProvenExpert Top Recommendation 2025 award badge, based on customer opinions from the last 12 monthsProvenExpert Top Recommendation 2026 award badge, based on customer opinions from the last 12 months

I switched my disability insurance into a tax deductible one. Just got the tax return for 2024: 2300 euros!

- Marco

Incredibly knowledgeable. Have been a client for more than 2 years. They are helping me alot. Highly recommend!

- Maria G.

Davis helped me with my tax declaration, even though he did not charge me for it. I’m really impressed!

- Andrej Petrov

Alex helped me with my financial goals. I feel ready now. He’s really good at this!

- Ekaterina

Saving 1.400€ yearly in taxes 😊

- Elena Dimitrova

Working with Alex was great. He knows the property market really well and helped me purchase. Super professional and helpful!

- Alexei

Advice on ETFs was clear and easy to follow. My portfolio is now diversified and performing better than I expected.

- Elena K.

The advice Davis gave me on long-term investments has already paid off. I have already gotten my first tax return from the investments I did. :)

- Mateo Rojas

How It Works 

  • 1

    Free Initial Consultation

    We assess your financial situation and identify the best investment and tax-saving opportunities for you.

  • 2

    Personalized Strategy Development

    You receive a customized investment and tax optimization plan aligned with your goals.

  • 3

    Implementation & Long-Term Support

    We assess your financial situation and identify the best investment and tax-saving opportunities for you.

Experts for IT Expats in Germany

Your Partner for Tax-Optimized Investments and Wealth Growth

Davis Deimer and Alexander Hötz - Your contacts for smart investments & security at IT Financial

We combine deep knowledge of the German financial system with a clear understanding of international IT careers. That’s why our strategies are not generic – they are built specifically for people like you.

  • 12.000.000€

    invested

  • 85.000€

    Monthly investment volume

  • 479

    Clients

  • Daniel Mayr
    Engineering Manager
    4.022,74€
    taxes saved yearly
    • ETF-Basisrente
    • Solar Energy

"We built trust very early on."

  • Samuel Akinola
    DevOps Engineer
    1.303,92€
    taxes saved yearly
    • ETF-Basisrente

"You go out of your way to help clients."

  • Cem
    Software Developer
    3.120€
    taxes saved yearly
    • ETF-Privatrente (39.000€ capital gains tax saved)
    • Real Estate (260€ monthly tax reduction)

"I already recommended my friends."

  • Laurence Labusch
    Geschäftsführender Gesellschafter
    Labiso GmbH
    14.340,36€
    taxes saved yearly
    • ETF-Privatrente (13.000€ capital gains tax saved)
    • Private Health Insurance (1.195,03€ monthly saved on family level)

"Speed, Honesty, Competence."

Frequently Asked Questions

Yes. The initial consultation is completely free and without obligation.

No. Everything is handled in English.

In most cases, yes. Many expats miss out on significant tax advantages.

It depends on your situation. We help you make the right long-term decision.